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Tricks Insurance Companies Use to Devalue Your Claim

Insurance companies want to settle for as low as possible. In fact, this is how they make profits, by hoping victims will settle for much less than their claims are worth. Some insurance adjusters may even use certain tricks or tactics to lower the value of a potential car accident claim settlement.

If dealing with an insurance adjuster, know some of the common tricks an adjuster may use to devalue a claim.

Tricks to Watch Out For

Insurance adjusters may try to pull the following tricks to get clients to settle for less:

  • They push for immediate settlement. The longer a person waits to settle, the more expenses may come to light and the higher a settlement may be. Plus, adjusters may take advantage of a person’s willingness to speed things up and get paid as soon as possible, even if the offer turns out to be less than expected.

  • They ask clients to use preferred shops. Preferred shops are often chosen by insurance companies because they keep costs down. They may do this by cutting corners and not performing all the necessary repairs. Be wary of these shops and feel free to choose your own.

  • They misconstrue clients’ words. Adjusters may ask questions to get a response that can be used against the client.  Even a simple “Fine,” in response to “How are you?” can cause an adjuster to argue you are not really injured. Be careful of these questions and seek legal advice if necessary.

  • They stall. If a client doesn’t settle right away, the adjuster may suddenly lose paperwork or fail to return phone calls. They do this in hopes that the client will give up. Instead, fight back with help from a lawyer.

Contacting a Lawyer to Help with the Insurance Settlement Process

Insurance companies are not on the claimant’s side, even though accident victims want to believe otherwise. Van Wey, Presby & Williams can help injury victims pursue a fair settlement for their accident claim. Contact us today at (214) 997-6773.

By: Kay Van Wey | December 9th, 2015

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